I heard something today, that makes me nervous

I have a friend who’s son got hit by a car. Today he said he found out that in a pedestrian vs car accident, the car insurance of the pedestrian is responsible for the medical bills. I sure hope that he misquoted or was give bad info. My question is if he has right information, what happens to people that don’t own cars, and therefor do not have auto insurance. I think if that is the case it is a stupid idea, not every one has car insurance because there is no reason to have one if you don’t own a car.
I have put a call into my insurance agent to see what the true facts are, and if what I hear was right how can I protect myself, I have learned one thing in the last 2 and a half years of biking, and that is people in cars either don’t see other people that are not in cars, or they try to hit people that are not in cars.
I should also note that the kid is going to be fine.

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